Finance your projects
with ease.
No more branch appointments. Our technology analyzes your request in real-time to offer you the best fixed rate, with no hidden fees.
Ultra Fast
Fill out the form in 3 min. Get an immediate response and your funds within 24h of signing.
100% Secure
Your data is encrypted (256-bit SSL) and stored in Europe. Total confidentiality guaranteed.
Fixed & Transparent Rate
No surprises. Your monthly payment remains the same from start to finish. Fixed APR of 2.85%.
Satisfied clients
Start here
Secure & free form
A loan is a binding commitment and must be repaid. Check your repayment capacity before committing.
"We are reinventing traditional banking rules, and our success is inseparable from that of our clients.
We have already helped over 500,000 members achieve their goals,
and this is just the beginning!"
Maximum Amount
2 000 000 €
Make your dreams come true
without limits.
Significant cash flow for major projects. Wedding, world tour, or simply dealing with life's unexpected events. We finance your desires up to 2 million euros.
- Up to €2,000,000 without proof of usage.
- Guaranteed fixed rate for the entire duration.
- Funds available within 24h of approval.
Financing
100%
Hit the road
with total freedom.
New, used, hybrid, or electric. We finance your entire vehicle, registration included, without requiring a personal contribution.
- Preferential Eco-Auto rate for clean vehicles.
- Up to €100,000 over 120 months.
- No personal down payment required.
Duration
30 Years
Invest in
your future.
Become a homeowner or invest in rental property with our tailored real estate solutions. We also finance major renovation works.
- Unlimited amount subject to borrowing capacity.
- Fixed rates among the lowest on the market.
- Complete support until signing at the notary.
How does a personal loan work with CH FINNANZ ?
Apply online in minutes
Get personalized loan options based on the information you provide. Our algorithm analyzes your profile in real-time.
Choose a loan offer
Select the loan type, amount, duration, and personal details to get an offer tailored to your project. A clear proposal, with no hidden fees.
Get funding in 24h
Once your loan is approved, we will pay your creditors directly or transfer the funds to your account in just 24 hours.
"We finance the boldness of entrepreneurs where traditional banks hesitate.
Already over 15,000 companies guided to success,
from innovative startups to industrial SMEs."
No Balance Sheet
500 000 €
Launch your project
without waiting 3 years.
Don't let banks slow down your innovation. We finance business creation and startups based on your Business Plan and potential, not just your history.
- Seed funding with no balance sheet requirement.
- Deferred repayment possible (Grace period).
- Accelerated fund release to start quickly.
Coverage
100% VAT Incl.
Modernize your production
tools.
Industrial machines, vehicle fleets, IT equipment, or premises renovation. Choose Leasing or Standard Loans to preserve your cash flow while equipping yourself.
- Full financing (Net amount + VAT).
- Rents deductible from your expenses (Leasing).
- Flexible duration from 24 to 84 months.
Timeframe
24 Heures
Secure your
cash flow immediately.
Handle client payment delays, finance large stock, or cover working capital needs. A quick liquidity injection without giving up equity.
- Express transfer within 24h of approval.
- No personal guarantee required from the director.
- Amounts adapted to your turnover.
What
our clients say
Based on 1.254 reviews
Transparency and speed are our pillars. Discover real experiences from those who financed their projects with us.
See all reviews on GoogleLars van den Berg
NL • 2 weeks ago"Intuitive and secure platform. I appreciated the electronic signature, a real time-saver for my business."
Eva Nováková
SK • 3 weeks ago"A big thank you to the support team who resolved my situation quickly. Very human and understanding service."
Oliver Thompson
UK • 3 weeks ago"Simple, fast, and transparent. Exactly what I needed for my small business expansion. Highly recommended."
Lucas Martin
FR • 3 weeks ago"I recommend for the speed. Applied Monday, money received Wednesday. Unbeatable on the market."
Hannah Meyer
DE • 1 month ago"Wedding financing approved in 24h. Took a huge weight off our shoulders. Thanks!"
Tiago Ferreira
PT • 1 month ago"Competitive rates compared to local banks. I will return for my next real estate investment."
Sophie Janssen
NL • 1 month ago"Responsive and friendly customer service. They took the time to explain all contract clauses."
Peter Krajčí
SK • 1 month ago"No hidden fees, which is appreciated. The amortization schedule is very clear. I am satisfied."
Sarah Jenkins
UK • 2 months ago"Consolidation loan helped me organize my finances. Lower rates than my credit cards. Thank you!"
Nicolas Petit
FR • 2 months ago"A modern solution for those who don't like wasting time in bank branches. Top."
Klaus Wagner
DE • 2 months ago"German efficiency! Rigorous but very fast process. I totally validate this service."
Beatriz Silva
PT • 2 months ago"Very good experience for my mortgage. Personalized support right up to the notary."
Your peace of mind is
our priority
In a digital world, trust is proven by facts. We operate under the highest European regulatory standards to protect your identity and money.
Regulated Entity
Supervised by EU financial authorities.
Encrypted Data
256-bit SSL technology to shield your information.
Experience
We comply with international standards
Frequently Asked Questions
Essential answers to understand how we work and obtain your financing with complete peace of mind.
We aim for maximum efficiency. You will receive an immediate decision in principle upon completing the form. After final approval and contract signing, funds are transferred within 24 to 48 business hours.
Strictly the essentials: a valid ID and a bank account number (IBAN). For larger amounts, proof of address may be required. Thanks to our technology, we do not always request payslips.
All our loans have a guaranteed fixed rate for the entire duration. Transparency is our golden rule: there are no hidden fees. The total cost shown in the simulation is final.
Our offers are aimed at any adult with tax residence in the country. We accept employees, civil servants, self-employed individuals, retirees, and temporary workers, subject to sufficient repayment capacity.
Absolutely. We use bank-grade 256-bit SSL encryption. Your data is stored on secure servers in Europe and is never sold to commercial third parties. We are GDPR and ISO 27001 certified.
